Current account - CZK/EUR/USD

Monthly account maintenance in CZK/EUR/USDFREE OF CHARGE
Credit transfer - outgoing domestic paymentFREE OF CHARGE
Credit transfer - incoming domestic paymentFREE OF CHARGE
Credit transfer - incoming domestic instant paymentFREE OF CHARGE
Credit transfer - outgoing Equa payment (including a payment with currency conversion)FREE OF CHARGE
Credit transfer - incoming Equa payment (including a payment with currency conversion)FREE OF CHARGE
Monthly bank account statement
   – Electronic deliveryFREE OF CHARGE
   – Postal deliveryCZK 29
Standing order (set-up, change, cancellation, payment)FREE OF CHARGE
Direct debit (authorization, change, cancellation, payment)FREE OF CHARGE
SIPO direct debit (authorization, change, cancellation, payment)FREE OF CHARGE
Cancellation of a pending paymentFREE OF CHARGE
Credit transfer - instant outgoing domestic paymentFREE OF CHARGE
Credit transfer - outgoing domestic priority paymentCZK 29
Credit transfer - outgoing Europayment/SEPAFREE OF CHARGE
Credit transfer - outgoing priority Europayment/SEPACZK 29
Credit transfer - incoming Europayment/SEPAFREE OF CHARGE
Credit transfer - incoming foreign paymentCZK 29
Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee)CZK 299
Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee)CZK 499

MasterCard Debit Card

Providing a debit card/renewal upon expirationFREE OF CHARGE
Standard card maintenanceFREE OF CHARGE
Maintenance of Gold Premium Card (monthly)CZK 99
Maintenance of Gold Premium Plus Card (monthly)CZK 149
Cash withdrawal
   – from an ATM of any bank in the CRFREE OF CHARGE
   – from an ATM of any bank abroadFREE OF CHARGE
   – for a payment in a shop in the CR/abroad (cash-back)FREE OF CHARGE
   – in a bank branch in the CR/abroad (cash-advance)CZK 99
Cash deposit through Equa bank ATM
   – cash deposit CZKFREE OF CHARGE
   – cash deposit EUR or USD0,5 % of the deposit amount
Balance inquiry through Equa bank ATMFREE OF CHARGE
Balance inquiry through others ATMCZK 9
Set-up of an own PIN code for a new cardFREE OF CHARGE
Change of PIN code (using the internet banking)FREE OF CHARGE
Change of limits for card paymentsFREE OF CHARGE
Connection of a card to a current account in a foreign currency (activation/deactivation)FREE OF CHARGE
Card reissuance (loss or theft)CZK 99
Card blocking (both temporary and permanent, e.g. in case of theft, loss)FREE OF CHARGE
Express delivery of a new cardCZK 299

The debit card offers you an entirely free set-up of your own limits for safe internet payments – you may activate them before the payment is performed and then deactivate them again. You may also link the card to current accounts in a foreign currency and pay as well as withdraw money even cheaper, without conversions, when travelling abroad. The first balance inquiry through ATM following debit card activation is free of charge.

Notification services

Authorization SMS to confirm an active transactionFREE OF CHARGE
Informative SMS
- about payments, transactions and balances (sent to a domestic telephone number)CZK 1.50
- about a payment made (sent to a foreign telephone number) CZK 3.50
Informative e-mail about payments, transactions and balancesFREE OF CHARGE

Other services provided

Provision of banking information to third parties, as specified by the customerCZK 499
Issuance of confirmation as specified by clientCZK 299
Sent reminder to pay due amountCZK 499

The fees are listed in CZK. In case of foreign currency accounts, fees are charged in the currency of the respective account using the non-cash middle exchange rate. Fees for active transactions (payments, payment templates, standing orders, direct debits, SIPO direct debits) apply to the use of internet or mobile banking. In case telephone banking or a bank branch is used, the respective fee is increased by CZK 20. Fees linked to the provision of information to third parties are listed incl. VAT.