We will pay the fees from the Land Register for you!
You will be exempt from the following fees:
- Entry of the pledge in the Land Register in favour of the bank
- Excerpt from the Land Register to draw the mortgage loan
- Excerpt from the Land Register after drawing the entire mortgage loan
You do not need to go to the Land Register. We will secure the excerpts for you.
More on paying the fees of the Land Register can be found in our Campaign Conditions..
Save more money with a lower interest rate.
Our Non-specified Mortgage (the "American Mortgage") offers you a lower interest rate than conventional consumer loans. Establish your real estate loan and you can borrow anything. With our non-specified mortgage, you can get up to 70% of the value of your property.
What affects the interest rate?
- Percentage of the property’s value you are planning to borrow
- Length of time the interest rate is set (fixation)
- Amount you plan to finance
Benchmark interest rates:
Fixation Interest rate 1 year from 3,99% APR / refinancing from 3,99% APR 3 years from 3,79% APR / refinancing from 3,79% APR 5 years from 3,79% APR / refinancing from 3,79% APR
Pay your mortgage even faster - without charge
And not only in period of interest rate changes (fixation). You can prepay once a year amount up to 25% of the loan amount (always in the 30 days before the anniversary of signing the mortgage contract).
Things that you usually pay for with most mortgages, are free with ours.
With our mortgage you get:
- free mortgage origination
- free management and administration of your mortgage loan
- Free 1. - 4. drawdown
- free checking account and card withdrawals from all ATMs
The mortgage terms are simple and clear.
An unspecified mortgage is perfect for a car purchase, home renovations, or for education expenses.
Basic parameters of a non-specified mortgage
Mortgage amount from 200 000 CZK up to 70% of the value of your property Drawdown up to 6 months after loan approval Interest rates a fixed term of 1, 3, or 5 years Length of repayment 5 to 20 years Repayment monthly annuity payment, fixed for the duration of the interest rate Security residential property, completed and approved, in good condition
Mortgage PRO PRO loan for entrepreneurs Mortgage FIT a FIT Mortgage can take into account your credit history and minor registry entries