Banking services related to the provision of mortgages
Evaluation of an application for a purpose mortgage | FREE OF CHARGE |
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Evaluation of an application for a non-purpose mortgage | CZK 4,900 |
Evaluation of an application for an offset mortgage | CZK 4,900 |
Acquisition of documents from the Land Registry via remote access (incl. VAT) | CZK 100 for 1 A4 page |
Financial performance during the contract term
Maintenance and administration | FREE OF CHARGE | |
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First drawdown | FREE OF CHARGE | |
The second and each additional drawdown | CZK 800 per drawdown | |
Express drawing a loan (on the second banking working day) | CZK 1,900 | |
Fee for reserving funds | 5% of the undrawn part of the Loan limit in the Drawdown Term (if the client does not draw at least 50% of the total loan limit) | |
A photocopy of a document drawn up in connection with a mortgage loan | CZK 500 per each document |
Change of contract and early repayment of the loan
Changing the contract requested by the client, waiver of lien and collateral changes at the client's request | CZK 5,000 | |
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Fee for extending the drawdown period | 5 000 CZK + 0.1% of the Loan limit not used within the drawdown period for each and already started month of the extension |
Confirmations and statements
Compiling and sending extraordinary confirmation of interest paid requested by the client (incl. VAT) | CZK 250 per statement | |
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FIssuance of a confirmation, statement, information, consent or document at the client’s request (incl. VAT) | CZK 500 incl. VAT |
Insurance provided to loan products
Payment protection insurance - mortgages | 8.9% of the monthly mortgage loan instalment |
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