Banking services related to the provision of mortgages
| Evaluation of an application for a purpose mortgage | FREE OF CHARGE |
|---|---|
| Evaluation of an application for a non-purpose mortgage | CZK 4,900 |
| Evaluation of an application for an offset mortgage | CZK 4,900 |
| Acquisition of documents from the Land Registry via remote access (incl. VAT) | CZK 100 for 1 A4 page |
Financial performance during the contract term
| Maintenance and administration | FREE OF CHARGE | |
|---|---|---|
| First drawdown | FREE OF CHARGE | |
| The second and each additional drawdown | CZK 800 per drawdown | |
| Express drawing a loan (on the second banking working day) | CZK 1,900 | |
| Fee for reserving funds | 5% of the undrawn part of the Loan limit in the Drawdown Term (if the client does not draw at least 50% of the total loan limit) | |
| A photocopy of a document drawn up in connection with a mortgage loan | CZK 500 per each document | |
Change of contract and early repayment of the loan
| Changing the contract requested by the client, waiver of lien and collateral changes at the client's request | CZK 5,000 | |
|---|---|---|
| Fee for extending the drawdown period | 5 000 CZK + 0.1% of the Loan limit not used within the drawdown period for each and already started month of the extension | |
Confirmations and statements
| Compiling and sending extraordinary confirmation of interest paid requested by the client (incl. VAT) | CZK 250 per statement | |
|---|---|---|
| FIssuance of a confirmation, statement, information, consent or document at the client’s request (incl. VAT) | CZK 500 incl. VAT | |
Insurance provided to loan products
| Payment protection insurance - mortgages | 8.9% of the monthly mortgage loan instalment | |
|---|---|---|
