We will pay the fees from the Land Register for you!
You will be exempt from the following fees:
- Entry of the pledge in the Land Register in favour of the bank
- Excerpt from the Land Register to draw the mortgage loan
- Excerpt from the Land Register after drawing the entire mortgage loan
You do not need to go to the Land Register. We will secure the excerpts for you.
More on paying the fees of the Land Register can be found in our Campaign Conditions..
We will help you fulfil your dreams.
Wanting to live in your own home, but being unable to obtain a mortgage loan as a single applicant?
Our Mortgage Loan concluded with your parents or relatives enables us to provide you 100 % of the amount needed to purchase your property.
- Guarantees for parents and relatives – release of their property following a partial mortgage loan repayment, subject to the terms and conditions agreed in the contract
- Option of a free partial early repayment to release the guarantee of the parents at any time during the mortgage loan
Obtaining additional funds is easy.
Do you have a mortgage loan with us? Would you like to top it up?
Our offer means additional funding at a favourable interest rate for you. On top of that, we will not request a new valuation of your property or a pledge agreement.
We will pay off your previous mortgage and replace it with a more favorable interest rate with a rate 2.49% p.a.
This rate mortgages you get it from CZK 1 000 000 and up to 80% of the property value.
What affects the interest rate?
- Percentage of the property’s value you are planning to borrow
- Length of time the interest rate is set (fixation)
- Amount you plan to finance
Benchmark interest rates:
Fixation Interest rate 3 years from 2.69% p.a. 5 years from 2.49% p.a.
Pay your mortgage even faster - without charge
And not only in period of interest rate changes (fixation). You can prepay once a year amount up to 25% of the loan amount (always in the 30 days before the anniversary of signing the mortgage contract).
We arrange a refinancing of mortgage for free.
In addition, you get:
- free mortgage origination
- free management and administration of your mortgage loan
- free 1-4 draw period
- free current account in CZK and free card withdrawals from all ATMs
Refinancing your mortgage doesn’t have to wait - it can adapt to your needs.
Lock in your mortgage rate now, even if the fixed interest term of your old mortgage isn’t over for several months. Don’t wait until mortgages become more expensive again.
If you need more money to renovate your property, we can increase your mortgage amount.
Basic parameters for the transfer of your mortgage:
Mortgage amount from 300 000 CZK to 90% of the value of your property Drawdown up to 12 months after your loan is approved - Assigned on account of your current lender + Up to 20% financing for small renovations is added to your account without proof of invoices Interest rates a fixed term of 3 or 5 years Length of repayment from 5 to 30 years Repayment monthly annuity payment, fixed for the duration of the interest rate Security residential property, completed and approved, in good condition
Variations of mortgage
Mortgage PRO PRO loan for entrepreneurs Mortgage FIT FIT Mortgage can take into account your credit history and minor registry entries
Easily transfer your mortgage without complicated paperwork.
If you have a mortgage for more than one year, there is usually only one document to deal with - the current mortgage contract. The property details will be handled for you.
Refinancing your mortgage can be arranged at any of our branches. Make an appointment with a mortgage adviser through our contact form by clicking on the button "Contact an Advisor".