Current account 
with free Bill protection insurance until 31. 12. 2020

Current account for free and without conditions

Open an account online
  • Bank account for free

    You don’t pay anything for standard services. Why should you anyway? Go ahead and check out our pricelist. You can also open a savings account HIT for free with up to  1.3% p.a. interest rate so your money gains in value.
  • PROMO Bill Protection Insurance for free till the end of 2020

    For all current accounts opened from 30 April to 30 July 2020, we also offer optional  Complex Bill Protection Insurance. You can get it  free of charge till 31 December 2020, if you carry out at least 3 card payments by the end of the month following the month of contract agreement. 


    Bill protection insurance will cover you in a case of job loss or incapacity for work. Regular price applies from 1. 1. 2021 or earlier if criteria not met. Terms and Conditions apply and are available only in Czech language.

    The insurance company will pay you CZK 4,000 per month if you meet the conditions set out in the insurance contract. When opening an account online, all you have to do is select the "Free bill protection insurance" option and you will receive it till the end of this year if the conditions are met. After the expiration of this period, this insurance can be easily canceled, or it can still be used, with a monthly fee according to the Price list.

    For existing clients who have agreed on a Basic or Complex Bill Protection Insurance, we are preparing a promo started 1 June 2020, when they will pay only CZK 99 per month for insurance till 31 March 2021.

  • Account set-up within 5 minutes. From anywhere.

    In a few minutes can click, sign and have an account ready for your service. Of course, you can still sign the contract with a courier who will bring a contract wherever you want. Or stop by at any of our branches. We will be happy to see you.
  • Free ATM withdrawals

    Withdraw money for free from almost 5,000 ATMs at any bank in the Czech Republic as well as abroad. See the map of ATMs here.
  • Contactless payment card for free

    With your account you’ll automatically receive a contactless and multi-currency Mastercard payment card. You can choose from Standard and Gold options.
  • Mobile phone payments - Apple Pay

    You no longer need to look for a credit card or cash. Add your card to the Apple Wallet and pay with Apple Pay simply by tapping your mobile phone to the payment terminal.

    It's fast, convenient, free and yet safe.

  • Mobile phone payments - Google Pay

    No need to search for your payment card or cash anymore. Pay easily with Google Pay mobile app with just one tap of your mobile phone on the payment terminal. It’s fast, convenient, free and safe at the same time. 
  • Easy-to-use mobile app and online banking

    You can easily set up all you need by yourself. From setting up payments and your card limit, to QR code payments and fingerprint authorisation. Check out all available features. No need to visit a branch anymore.
  • The most popular bank account in the Czech Republic.

    We’re the best rated bank of the year 2018. Our current account has won gold 5 times in the last 6 years (and once ranked second). We’ve been rated both by customers and experts alike: Zlatá koruna (Gold Crown), Bankovní index (Bank Index), Finparáda (Finparade).
  • Financial reserve - overdraft 

    Financial reserve of CZK 5,000 - 10,000 with a lowest interest rate on the market Change of overdraft limit, provision, maintenance and termination is free of charge. No need to pay anything even if you don’t use the overdraft.
  • Carefree account switching from your original bank

    We’ll see to a safe transfer of your money, standing orders and direct debit set-up as well as  the closing of your former account. You don’t need to visit your former bank anymore.

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Your personal information will be used for contact purposes only. Memorandum on personal data protection.

Have you any question?

Call Customer service
Mo-Su 8 am-7 pm

222 010 222